More Than and Less Than in Spanish

Spanish has two common ways of saying more than and two corresponding ways of saying less than — but they dont mean the same thing to a native Spanish speaker and arent interchangeable. Tip for Remembering the Rule on More Than and Less Than Both mà ¡s que and mà ¡s de are usually translated as more than, while menos que and menos de typically are translated as less than. Menos de is also frequently translated as fewer than. Fortunately, the basic rule for remembering which to use is simple: Mà ¡s de and menos de normally are used before numbers. (If you like mnemonic devices, think D for digit.) Mà ¡s que and menos que are used in making comparisons. (Think K for comparison.) Some examples of mà ¡s de and menos de: Pronto vamos a ver el aceite a mà ¡s de cinco euros por litro. (Soon were going to see oilat more than 5 euros per liter.)El estudio dice que las mujeres necesitan mà ¡s de un hombre para ser felices. (The study says women need more than one man in order to be happy.) ¿Es posible sentir amor por mà ¡s de una persona? (Is it possible to feel love toward more than one person? Note that while una can mean a, it also is the feminine form of the number one.)Las temperaturas mà ­nimas descendieron a menos de cero grados. (The low temperatures fell to less than zero degrees.)Hay muchos alimentos con menos de 100 calorà ­as. (There are many foods with fewer than 100 calories.)Adquirir una vivienda de menos de un millà ³n de pesos en la Ciudad de Mà ©xico es complicado, pero no imposible. (Purchasing a home for less on than a million pesos in Mexico City is complicated but not impossible.) Here are some examples of comparisons using que: Nadie te ama mà ¡s que yo. (Nobody loves you more than I do.)Eres mucho mà ¡s que tus sentimientos. (You are much more than your feelings.)Gano menos que ella. (I earn less than she does.)Yo estaba mà ¡s feliz que un nià ±o con juguete nuevo. (I was happier than a boy with a new toy.)Me duele mà ¡s que antes. (This hurts me more than before.)Soy blogger y sà ©Ã‚  mucho mà ¡s que si fuera polà ­tica. (Im a blogger and I know much more  than if I were a politician.)Se necesitan mà ¡s manos que trabajen y menos gente que critique. (Needed are more hands that work and fewer people who criticize.) Note that a comparison takes the following form: Subject verb more/less than subject verbSujeto verbo mà ¡s/menos que sujeto verbo More Examples of More Than and Less Than However, in both Spanish and English, the noun and/or verb in the second part of the sentence can be implied rather than stated explicitly. In the final sentences given, for example, both the noun and verb are omitted in the second half. This hurts me more than before (Me duele mà ¡s que antes) has the same meaning as This hurts me more than it hurt me before (Me duele mà ¡s que me dolà ­a antes). If you cant readily expand a sentence to such a form, then there is no comparison being made. Here are some more examples using mà ¡s de and menos de. Note how these sentences cant be restructured the same way a comparison can: La Wikipedia tiene mà ¡s de 100.000 artà ­culos. (The Wikipedia has more than 100,000 articles.)El estudiante promedio necesita mà ¡s de cuatro aà ±os para obtener su tà ­tulo. (The average student needs more than four years to earn his or her degree.)Son menos de las cinco de la tarde. (It is not yet 5 p.m.)Menos de uno de cada tres espaà ±oles con derecho a voto apoya el tratado. (Fewer than one out of three Spaniards with the right to vote support the treaty.) In those rare cases where mà ¡s de or menos de isnt followed by a number, de usually can be translated as of or about, never than. Le deseo muchos aà ±os mà ¡s de felicidad. (I wish you many more years of happiness.)Quiero saber mà ¡s de los dinosaurios. (I want to know more about dinosaurs.)Nike Air: un poco menos de dolor. (eslogan publicitario) (Nike Air: A little less hurt. (advertising slogan) An Exception to the Number Rule Where a comparison is being made, mà ¡s que can be followed by a number. Example: Tiene mà ¡s dinero que diez reyes, he has more money than 10 kings. To use de in the just-given example would be nonsensical (unless rey were a unit of money). There are a very few cases, however, where the distinction between mà ¡s de and mà ¡s que can eliminate an ambiguity thats present in the English more than. Take, for example, a sentence such as he can eat more than a horse. The sentence could be translated to Spanish in two ways, depending on what is meant in English: Puede comer mà ¡s que un caballo. (He can eat more than a horse can eat.)Puede comer mà ¡s de un caballo. (He can eat a greater amount of food than eating a horse.) The first example above is a comparison, while the second is not.

Truth and Troop Hardships in a Chapter of The Things They...

Throughout Tim OBriens short work How to tell a true war story OBrien has two reoccurring themes. One is of the desensitization of the troops during their hardship regarding the events of the Vietnam War, and the other is of the concept of truth. Truth may seem simple enough to explain, but is in fact endowed with many layers. The story is chalked full of contradictions, as well as lies, and embellishments, and yet OBrien claims that these are the truth. The truth, whether it be war or societys, is in fact a concept that can be conveyed many times and in many ways. Whereas each is independently untrue, the combined collaboration of these half-truths is in essence the only real truth. People in such intense situations, such†¦show more content†¦Since the morale and the emotional tolerance of the troops has been pushed to cope with unbearable times, they may have to insert more facts that are completely false, so that not only does the listener feel, but the story teller feels as well. All you can do is tell it one more time, patiently, adding and subtracting, making up a few things to get at the real truth, (684) or feeling. So in essence, this embellished half-truth of a story is as true as the facts from a history book bringing us one step closer to the ultimate truth. The personal witnessing of events is a critical point of view in telling a true story. It may not be the entire truth, but it is the truth, as it seemed to the individual. The ideas get mixed up; you tend to miss a lot. And then afterward, when you go to tell about it, there is always that surreal feeling of what seemed to happen, which makes the story seem untrue. But in fact represents the truth exactly how it seemed. (677) Such as is the case of Curt Lemons death. Rat Kiley was having a good time, laughing with his best friend when Lemon stepped into the sunlight. In that instant he must have thought that the sunlight had killed him. But if I could ever get the story right...then you would believe the last thing Curt Lemon believed, which for him mustve been the final truth. (683) The truth appeared to Curt Lemon appeared as if he was killed by theShow MoreRelatedTheme Of Irony In The Things They Carried1329 Words   |  6 Pages In the novel The Things They Carried by Tim OBrien, metafiction is used to further the story. OBrien used the metafictional devices of irony, and nonlinear sequencing of events in order to push his story and properly represent the experience of war. Each metafictional device is used in order to advance the meaning of the story and let the reader truly understand the emotions and experience of being at war. Whether or not the story is perfectly true is not important, for OBrien is telling theRead MoreRhetorical Analysis of Barack Obama’s Inaugural Address Essay examples2307 Words   |  10 Pagespolitics or his views and past statements. As everyone in America knows, our country is in a crisis. 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Hrm599 free essay sample

Today, with the help of technology, employer is now starting to be more capable of offering flexible options with great results. Time off, seems to be another area that, I think, needs major improvement across the whole country. The average of two weeks’ vacation is way below the standard offered in all other countries, even third world countries have mandated better time off benefits embedded in their labor laws. I feel that we Americans work too hard, with little time to be more involved in raising our kids or even taking care of ourselves. No time for soccer practice with my kinds, no time to go to the gym so I can lose some weight, no time to cook a good health meal for the family. Our lives are hassle and hassle and hassle. To me, when it comes to benefits, time off carries a lot of weight. I rather have an additional week of vacation that 5K more in my pay. Benefit plans Our company is into sales, entertainment, sports. I think it would be kinda hard to model a plan accordingly. Our plans are more designed to the type of family you have because we have a big mixture of people. I personally am not covered so I cant really speak in terms of how it benefits my life. Of course I do have vacation time and such, which does allow me to take some to myself. One thing I think would help in my quality of work or personal life is a flexible schedule. What I do sometimes affect payroll, so I have to map out times off or half days. However there are times when I really could use off and not really need to be in, so I wouldnt mind working an extra hour each day to have a half day later, or coming in earlier so I can leave earlier. Mainly because I prefer working in teh morning. I feel it helps me stay more attentative. Benefit discussion Providing workers with paid vacation time is extremely common, and generally considered a low-cost benefit to offer. Two weeks paid leave is fairly standard for a small business in the U. S. Many companies start workers at two weeks and reward them with additional time off as they accrue seniority. Some companies will also pro-rate vacation time, so that new hires that start on or after July 1 are only offered a weeks vacation time in their first year. . Benefit Planning Process (graded)| As part of conducting a benefit plan needs assessment, a human resource professional must consider the organization’s business strategy as well as its compensation philosophy. What do you think is the next step that should be taken? What are some of the possible outcomes of a benefit plan needs assessment? depends of what stage of the life cycle of the organization is | Mark Lema | 4/2 5/2012 7:11:46 AM| | I guess It depends of what stage of the life cycle of the organization we are, and the industry we are. I think that if we are new start-up business in the technology industry, we might need the best talent out there; therefore our strategy should be to offer very competitive benefits to attract and retain the best. Specially if they are highly skilled and in big demand. If I were to be in the decline stage or the organization, I might have to reduce cost and offer cost effective benefits to offset the costs and minimize expenses. | | RE: depends of what stage of the life cycle of the organization is | Harpreet Sandhu | 5/4/2012 7:53:32 PM| | Modified:5/4/2012 7:54 PM | I agree with my classmates that first it all depends on what stage the organization is in. Along with this in my opinion, the immediate external environment and the changing needs of the organization are the priority too. If there is lot of external competition then the organization might need to reevaluate its benefit plans to attract, retain and reward valued employees. In order to do this, human resources should cond uct a thorough review of the current plan and gain a clear understanding of short and long term strategic and financial objectives. | What do you think is the next step that should be taken? | Catherine Flynn | 4/30/2012 11:46:54 AM| | I think they need to look at the employees themselves and what their needs are. Easier for smaller companies, but even for bigger companies you can do online surveys. Finding out what the employees want is kinda imperative because you may not have similar workers. You may have some single people who dont need child care benefits, or older people who are into saving more so would really be interested in a 401k or Pension more than an FSA account necessarily. | RE: What do you think is the next step that should be taken? | Lynn Peirce | 5/1/2012 12:34:40 AM| | Hi Catherine, thanks for your post. I think, as I have seen through my readings companies simply are not offering pension plans. I would rather have that than a 401K. I think compnies should use s urveys and interviews with kep personnale to see what employees really want after a needs assessment. I imagine the results would be surprising. Management always seems to be disconnected from the real hard working backbone employees. | | RE: What do you think is the next step that should be taken? | Aaron Jones | 5/1/2012 6:04:19 AM| | This is true but they should reconnect themselves so they can find out what is really going on with there employees, the hard backbone employees need to know that they are  notice for there hard work and when mangerment does   surveys and needs assessment this shows the employees that the organzation is concern about there hard working employees. | | Outcomes of an assessment | Catherine Flynn | 5/1/2012 11:18:52 AM| | Im not sure what the book says. However I would assume there could be many outcomes such as needs that might be too expensive to cover. Or perhaps not enough people want the same coverage or not enough people to meet the limit requirement for the insurance company. You can also find out that the benefit plan might not suit anyone at all and a serious change is needed. | | RE: Benefit Planning Process | Harpreet Sandhu | 5/6/2012 8:41:42 PM| | Most successful companies utilize business strategic planning to set priorities and goals for the organizations future; outcomes include short-term goals and long-term strategies. A clearly written, well designed strategic plan can align business units, divisions and employees so that the vision of the management team and the mission of the company can be fulfilled. As companies evolve and the environment changes it is critical for companies to maintain a disciplined execution of the strategic plan. However, if they are not aligned with the business strategy, are done independently, and are not linked to a multi-year strategy they can become a source of frustration and may create unintended outcomes. By adopting a strategic benefit planning process, companies can make decisions regarding their benefits and health care with significantly less stress. Addressing the changing environment of health care will be approached with a more thoughtful long-term perspective and will be tied to the values and philosophy of the   company. | benefit plan | Manqing Liu | 5/4/2012 10:36:41 PM| | There are several external environmental factors considered in strategic benefits planning: Industry prospects, economic conditions, and forecasts Employer costs for compensation and benefits Government regulation of employee benefits Changing demographics of the labor force| Next Step | Natasha Wylie | 5/11/2012 2:13:56 PM| | I think the next logical step would be for the company to  do an evaluation  in terms of both cost and employee need, to maintain a balance between direct wages and benefits. Wage increases and benefit changes independently can lead to excessive increases in payroll costs where the organization loses control of the situation. When benefits or one benefits costs are rising quickly, it impacts the organizations ability to raise other parts of the compensation package. | Week 2 discussion Role of Government (graded)| Other than the mandates of the Internal Revenue Code (IRC) and a few other ineffectual reporting and disclosure requirements, benefit programs were practically unregulated by the federal government. Before the major shift that came with the enactment of the Employee Retirement Income Security Act (ERISA) of 1974, which was primarily aimed at traditional defined benefit (DB) pension plans but applicable to other employer sponsored retirement and benefit programs. What is the government’s current role in regulating the administration of employee benefits? Do you think there is too little or too much government intervention? Why? Role of the government | Aaron Jones | 5/5/2012 4:23:24 AM| | 1. * Government regulates retirement plans, health benefit coverages, unemployment insurance and workers compensation benefits. Effects * Government regulation on unemployment insurance pays benefits to the unemployed. By regulating workers compensation benefits, states can control the amount an insurer pays, the kind of drug testing it requires and whether businesses with fewer employees are exempt from these laws. With the 1974 Employee Retirement Income Security Act (ERISA), the federal government establishes standards for retirement and health coverage that private businesses must offer. Liability * In states like North Carolina, the government subjects new employers to a standard tax rate at first. Once it has determined their actual rate, the states Employment Security Commission notifies the business by letter of its liability to pay unemployment taxes. Significance * Not only do federal and state regulations on benefits guarantee certain types of coverage, they also establish minimum reporting standards and disclosure requirements for businesses that must document their compliance. Size * An expansive program, ERISA regulates benefits given to a companys current and discontinued employees. It also mandates compliance with the Newborns Act, the Health Insurance Portability and Accountability Act of 1996 and the Genetic Information Nondiscrimination Act of 2008, to name a few. information from: Government Regulations on Employee Benefits | eHow. om http://www. ehow. com/facts_5554578_government-regulations-employee-benefits. html#ixzz1tzOVqKAW. | RE: Role of Government | Sylvia Privette | 5/6/2012 8:53:03 AM| | Lynn and Aaron I agree with both of you. I dont think the government intervenes enough. I believe they waited to long to help with this issue as they do with all issues. They wait  until they are out of control or the govern ment is tired of paying for the people because they are short on funds, so they attack. Had this issue been dealt with before the backlash would not be so drastic. As Aaron stated it took this particular president to do something. I look back at the wheel and the economy if you dont work for the big companies, then its difficult for the smaller ones to give great benefits. The Healthcare plan is a good one, but possible at an inconvenient time for companies financially. In response to Lynn I too believe the government should provide healthcare coverage but to the needy. If you are employed then your employer should offer heathcare and the employee should be covered, contributing or not. The government is now complaining that are not only giving health care to the needy and companies can help bare some of the cost. We all know healthcare is expensive | | RE: Role of Government | Manqing Liu | 5/12/2012 9:54:07 PM| | The governments role in the retirement income area has been dictated primarily by historical factors. Beginning in the late 19th century, the economy of the United States changed fairly rapidly from predominantly agricultural to predominantly industrial and service oriented. Coinciding with this change—and probably in response to it—the large, supportive extended family of the agricultural economy was largely replaced by smaller, more fragmented family units. The shift away from agriculture reduced the amount of economically useful work available to older people, and family structural changes reduced the amount of family support for the aged. | | RE: Role of Government | Aaron Jones | 5/7/2012 6:04:07 AM| | This is the way the system likes to operate, they will let an situation like this one get so far out of hand then have meeting about the matter and really get nothing done instead they fight on issues that they know should have been address   long before Barack Obama came along. Now that he is here he just wants do do the job he was put in office for taking care the American people and use all the funds in a wisely matter so all can live a more comfortable life. Healthcare is expensive and with the right program in place the cost can be handle if they   take the right action regarding this matter. | Do you think there is too little or too much government intervention? Why? | Catherine Flynn | 5/9/2012 8:26:36 PM| | All benefits are so complex it takes a lot to work plans out, so having regulations I think is helpful. However I dont feel that the government should get more involved than they already are because I feel that they are almost trying to control what I can and cannot have, and that is what I dont agree with. I mentioned before about the Individual Mandate Clause in the new healthcare plan that is being voted on and I personally do not appreciate being told what I can and cannot buy. It should be my choice to purchase health insurance if I want it or not, and this clause is taking that choice away from me. | | Do you think there is too little or too much government intervention? Why? Norma Vega | 5/9/2012 11:32:52 PM| | I think there are too little. While there are some penalties and sanctions imposed by ERISA, through the Department of Labor, these are for violations on the administration of the employee benefits programs of those who voluntarily designed employee benefits plans. How about for those who opted not to voluntarily design employee benefits plans and programs? REFERENCES:Pnd yck, Robert S. (2005). Microeconomics. Pearson Education, Inc. http://www. dol. gov/compliance/guide/erisa. htm#who | | To ensure there is fair environment for competition | Mark Lema | 5/10/2012 7:15:33 AM| In my opinion, the government’s role is to primarily set a minimum standard. As they do for the minimum wage. Then to enforce de law, and to ensure there is fair environment for competition and no monopolies are developed. Competition will drive the quality of benefits. | Government Mandates | Professor Blanco | 5/10/2012 1:12:34 PM| | Class-  Ã‚   intereesting that many of you feel that government should provide benefits. Lets take a look at that. Benefits are very expensive, we know. But why? What is driving the cost of these benefits? How do you propose the government provided benefits will be paid? | RE: Government Mandates | Crystal Johnson | 5/10/2012 4:30:08 PM| | One thing that is raising the cost of benefits is specialty drug prescriptions. Specialty drugs for   multiple sclerosis can cost $2,500 to $3,800 a month. The cost of staying alive on drugs is sky rocketing. Prescription drug companies are making a killing with their patents and over charge the public to fix erectile dysfunction or having long lashes. However, drugs that actually extend your life and true quality of life should be augmented so everyone can benefit or at least let people have reasonable access to them. I know that sex and long eye lashes are meaningful to quality of life, but not as much as asma medication or kidney cleansing  drugs for dialys patients. http://www. shrm. org/hrdisciplines/benefits/Articles/Pages/SpecialtyDrugs. aspx | | | RE: Government Mandates | Manqing Liu | 5/11/2012 11:15:52 PM| | I found something interesting about government provided benefits: A 2008 poll of 1,400 Americans by the Cornell Survey Research Institute found that when people were asked whether they had â€Å"ever used a government social program,† 57 percent said they had not. Respondents were then asked whether they had availed themselves of any of 21 different federal policies, including Social Security, unemployment insurance, the home-mortgage-interest deduction and student loans. It turned out that 94 percent of those who had denied using programs had benefited from at least one; the average respondent had used four. http://www. nytimes. com/2011/09/20/opinion/our-hidden-government-benefits. html| | | What is the government’s current role in regulating the administration of employee benefits | Natasha Wylie | 5/13/2012 5:43:14 PM| The  basis of ERISA is to provide protection of employee benefit rights. ERISA has a few major objectives, they are: To ensure that workers and beneficiaries receive adequate information about their plans To set standards od conduct for those managing employee benefits plans   and plan funds To determine that adequate funds are being set aside to pay promised pension benefits To ensure that workers receive pension benefits after they satisfied minimum requirements To safeguard pension benefits for workers whose pension plans are terminated | | | Do you think there is too little or too much government intervention? Why? | Natasha Wylie | 5/13/2012 6:05:23 PM| | Im on the fence about whether there is too much government intervention in the administering of employee benefits. Im sure  that both sides could argue where oversight is needed and where there is too much involvement. Whether the oversight is handled by the government or another agency, I do believe that someone should look out for the best interest of employees, and ensure things related to benefits are handled in a proper manner. | Government Mandated Benefits (graded)| There are certain benefits that are legislatively mandated and cannot be altered or dropped by an organization for any reason other than the organization is closing its doors for good! Social Security and Medicare, unemployment insurance, worker’s compensation, COBRA and FMLA are all federal and state mandated programs. What do you think determines the types of programs that the  government chooses to make mandatory? Do you feel these programs are efficient and effective? Why or why not? | Government Mandated Benefits | Lynn Peirce | 5/6/2012 2:55:19 AM| | My feeling is that the U. S. economy plays a large part in determining the types of programs the government makes mandatory, in order to help and protect U. S. citizens in times of need, for example, COBRA. Some of these programs go back many years in their enactment, such as the Social Security Act of 1935, when the U. S. had the foresight to help aid in retirement of older workers (and that was post-Depression and pre-WWII). Some of these programs are efficient, such unemployment insurance (even though it should last longer), and some are not, such as Medicare (seniors still have to purchase supplemental insurance or pay out-of-pocket costs). Social Security may not even be around in another 25 years. I think these programs started out well, and the intentions are good, but they became financially strapped. See http://www. socialsecurityreform. org/problem/index. cfm. | | RE: Government Mandated Benefits | Sylvia Privette | 5/6/2012 8:06:52 PM| | I agree with both of you. The government does what it feels is necessary when monies are tight for them and for companies. The state of the economy determines in which way the wheel should turn. If it too expensive for the government then they want more from employers, however they also know that employers will want something in return i. e. , tax incentives. The government should have stepped in long ago before these problems became bigger problems. Aaron you make a good point. The government should make sure that the employees they have working in these positions are educated nough to do so. The proper training and supervision is most important. Mishandling of funds is a big issue for the government and it seems as if they need the corporations help in bailing them out financially. I am grateful for the programs that the government has mandated, however, I think the government could regulate more benefits programs. | RE: Social Security amp; Government Benefits | Lynn Peirce | 5/10/2012 11:03:05 PM| | Jill, as we discussed in class, Social Security was implemented in 1935, after the Depression, and was only meant to be temporary. Since the system is already broken, and the government is trying to fix it, healthcare will be regulated by the federal government but as we discussed in class, Obamacare will have to be tweaked in order to satisfy those who are opposed to it, as well as make it more feasible to implement and operate. I imagine this will be  a nightmare. I found this great article about Social Security, written from the viewpoint of a sociologist, on the origins of Social Security and how it is being reformed: http://www2. ucsc. edu/whorulesamerica/power/social_security. tml If the current social security dliemma, is not fixed, I feel that the consequences will be dire. | Do you feel these programs are efficient and effective? Why or why not? | Natasha Wylie | 5/13/2012 7:35:53 PM| | Personally speaking I think that these programs are effective. I have used FMLA, after giving birth to my daughter. T he Family Medical Leave Act (FMLA) gives eligible employees 12 weeks of unpaid leave to care for the mselves or a relative suffering from a serious health condition, a newborn baby, recently adopted child or a new foster child. Also covered are emergencies that occur when a relative who is a member of the National Guard or Reserves is called to active duty. To qualify, employees must work for a covered employer for a minimum of 1,250 hours during the designated 12-month qualifying period. Its a relief to not worry about securing your position while out on FMLA. There were times when if an employee needed to be out of work for and extended period of time, there positions werent held. | Week 3 discussion Healthcare Cost Management (graded)| Many Americans benefit from the investments in healthcare; however, the recent cost growth, coupled with the economic downturn and rising national deficit, has placed a great strain on the financial systems used to finance healthcare, including private employer-sponsored health insurance coverage and public insurance programs, such as Medicare and Medicaid. What is the responsibility of individuals for the cost of their care? Are health savings accounts and high-deductible insurance policies an approach that should be expanded? What are the concerns for low-income individuals? Healthcare cost management | Aaron Jones | 5/12/2012 7:12:54 AM| | The Affordable Care Act (ACA) includes a provision similar to AMA policy on individual responsibility, which is scheduled to take effect in 2014. The Congressional Budget Office predicts the ACA will expand coverage to 32 million more Americans by 2016. Several of the new benefits included in the health reform law, such as an end to coverage denials based on pre-existing conditions, are only made possible by increasing the number of Americans participating in the health insurance market. Individual responsibility for health insurance allows patients to take ownership of their health care needs, decreases the number of uninsured — now estimated at 50 million nationwide — and helps make popular insurance market reforms possible. By promoting individual responsibility and increasing the number of insured individuals, we improve the health of Americans and keep hidden costs from being passed along to all of us * HSA/HDHPs are a highly tax-advantaged savings vehicle appealing to people who have high incomes and to those who are expected to have low use of health care services. For the uninsured, these approaches are less attractive since they often have low income and neither benefit significantly from the tax advantages now have the financial assets necessary to cover the large deductibles associated with the plans. * Their ability to reduce system-wide spending is very limited. * The plans have the potential to increase segmentation of health care risk in private insurance markets unless employers set premiums to offset the healthier selection into the plans or government subsidizes the higher costs associated with the remaining non-HSA market. The plans have thus far been less attractive that prononents envisioned, the authors add, so their potentially negative ramifications on populations with high medical needs have been limited. However, they say, efforts to expand enrollment in these plans through further tax incentives, for example, could place growing financial burdens on those least able to absorb them, leading to more barriers to medical care for the low-income and the sick and fewer insurance options. www. rwjf. org/pr/product. | Healthcare Cost Management | Lynn Peirce | 5/12/2012 10:39:30 PM| I think that individuals should be responsible for their own healthcare, whenever possible and affordable, but since the economy has been so bad for so long, a lot of people go without, which places a strain on the financial systems used to finance government-managed programs. I, myself, am fortunate enough to receive Medicaid, but it was not handed to me, as one must be medically-needy (an individual can make $47,500 per y ear and receive Medicaid). There are two programs within Medicaid in New Jesey, one is the Workability Program, which I am in; the other is for people who are unable to work. Health insurance is very expensive for employers ot provide, as we have been discusssing in class the past few weeks. I feel that high-deductible policies are not the way to go, but health savings accounts may be a great option to explore. The concerns for low-income individuals are that they simply do not have the means to invest in a health-savings account, and if they dont qualify for Medicaid, they are stuck in clinic care, which doesnt really do the job. More than 60 percent of nonelderly Americans receive health-insurance (HI) coverage through employers, either as policyholders or as dependents. However, rising health-care costs are leading many to question the long-term viability of the employer-based insurance system. Concerns about the economic burden of providing HI are particularly acute for small businesses, which are both less likely than larger firms to offer HI and more sensitive to price when deciding to offer insurance. Small firms may have difficulty containing costs due to their limited bargaining power and their inability to hire experts skilled in negotiating with insurance companies. Further, while few recent studies have systematically explored differences in the quality of HI plans that small and large firms offer, small firms may offer health plans of lower quality (http://www. rand. org/pubs/technical_reports/TR559. html). | Healthcare Cost Management | Norma Vega | 5/13/2012 11:20:31 PM| | I would say it depends on the institution. There are great medical facilities all over the US but many are closing down because of different law violations. I think it is a mix of both money and helping patients though. The good facilities I think concentrate on the genuinely helping people part from top down. As they hire staff, I would hope that is one requirement they look for while in the interview process. I think with a good staff and employees that truly care and provide excellent service are the ones that are successful and make more money. | The importance of becoming a smart consumer | Mark Lema | 5/15/2012 1:30:07 PM| | Becoming a smart consumer is a must when it comes to utilizing your healthcare benefits. The high cost of benefits is not under the control of employers, therefore, employer have no option but to offer all other   possible options to reduce the cost of healthcare and minimize the passing of that cost to their employees. Unfortunately, there is very little employers can do. As they cost for healthcare increases, employer have to become more creative in developing a healthcare pla that will not upset employees and   that will not place the company on bankruptcy. HSA and FSA type of accounts are some of those alternatives that employer use to help employees better manage their healthcare costs. Unfortunately, the lack of understanding how these plans work, and the fact that it requires a lot of time andn preparation to comply with the processes  and submit receipts, has pushed back many current and potential participants. In my case these option do help. My wife, who is the smart one, fully understands the procedures and requirements of HASs and FSAs and has save us   in the last years 100’s of dollars in healthcare costs, this dedication and full understanding of my family healthcare needs, has by far offset the time-burden it requires to manage them. | | What are the concerns for low-income individuals? | Catherine Flynn | 5/16/2012 5:17:20 PM| | For low income families its a big struggle to be able to afford insurance. Sometimes it can even be something that they just dont think about cause it may not be the firs thing on their mind. When youre worrying about other bills, that could take precedent over insurance. Until someone gets sick, then you realize that on top of all the bills, you need money for when you or your child is sick or needs hospital care. For my family when I was growing up, we knew insurance was important because I was a pretty sick kid, so I was always needing doctor visits and medicines, and of course ER visits since I was also clumsy. Then my mothers health started to decline as I got older. So having some sort of insurance was extremely important and I always knew that its beneficial to have some type of funds available should emergencies occur. When I was in college there were a few years I had to go without benefits. Today and even then I felt extremely lucky I didnt get sick because if I had I would have had a lot of bills. Not only because of that but because My mother and I had assistance, Im very grateful for it. However not everyone has that, and not everyone is eligible for it because they work. But their salaries may not be enough to get them health care, so they have the option of finding a job that might offer benefits, or get a second job to try and get a plan on their own. It can be very difficult, and its something you need to ask yourself. Are you going to try your hardest to protect yourself with insurance, or are you going to risk it? I think it depends alot on each persons circumstances. | What are the concerns for low-income individuals? | Michael McArdle | 5/18/2012 10:43:39 AM| | Personally I just feel that low-income people are in trouble of never being able to afford healthcare. There are people that can go to Health Clinics but there is still a fee of $5, $10 or $20, based on income level, and many people cannot even afford to pay the amounts that are listed. Sometimes when I visit to see the Dentist because I dont a dental plan, I pay $20, I hear the stories of the people talking to each other makes me almost want to melt in my seat hearing about their life stories and the struggles they have. It is just so sad that all of these people I see in the waiting room are unable to afford to see a Family Doctor, it makes me feel sad. | RE: What are the concerns for low-income individuals? | Aly Traore | 5/18/2012 4:34:25 AM| | what you said is very true and sad, but unfortunately it is the reality. n my opinion, to better live in USA in these days, you have to be at least in middle class that is the level where you can benefit from the system of economy in particular healthcare system. low- income is just a beautiful word to cover the word poor in the government vocabulary. | | Consumer Driven Healthcare (graded)| Consumer driven healthcare has become popular over the past few years as employees seek tax advantages and cost savings on healthcar e. What are some of the key features of a consumer driven healthcare plan? Does your company currently offer any of these plans? If so, are you taking advantage of them? Why or why not? | RE: Consumer Driven Healthcare | Sylvia Privette | 5/15/2012 10:02:36 PM| | Lynn  I agree, with healthcare becoming more and more expensive, for the little things people are starting to self heal as much as possible. Those over the counter medicines are on the rise for purchases because its cheaper. Individuals wait until self healing is no longer working to go to the doctor. I am starting to see more people looking for the cheaper health plans. The plans offered by the government based on income determines your contribution. Some of these plans depending on pay scale are cheaper the what employers are asking. Also free clinics are on the rise for health care, the medical buses we see sometimes like to get your blood pressure checked, or free screenings, free flu shots, mammograms and the use of the department of health especially for children. These are some of the cheaper ways people are staring to use. | | | RE: Consumer Driven Healthcare | Manqing Liu | 5/20/2012 10:49:22 PM| | Many large employers are offering consumer-driven plans, also known as high-deductible plans. These plans require employees and beneficiaries to be more involved, not less, in health care issues. Employee health and well-being affect not only absenteeism, but also bottom-line issues such as disability, workers compensation, and productivity. | | RE: Consumer Driven Healthcare | Aaron Jones | 5/16/2012 4:23:00 AM| | With the high cost that comes with healthcare people are becoming smart consumers when looking for the right healthcare package, it may not have all the benefits people are looking for but as long is the price is right people will just get what they can afford these days. Free clinics, over the counter medicines, whatever will work for that person helps the consumer deal better with healthcare issues. | | consumer-driven plans | Mark Lema | 5/16/2012 1:17:52 PM| | The term consumer-driven evolved out of a concept of a defined contribution in contrast to a defined benefit. Many large employers are offering consumer-driven plans, also known as high-deductible plans. These plans require employees and beneficiaries to be more involved, not less, in health care issues. Employee health and well-being affect not only absenteeism, but also bottom-line issues such as disability, workers compensation, and productivity. | Does your company currently offer any of these plans? If so, are you taking advantage of them? Why o | Catherine Flynn | 5/16/2012 5:22:55 PM| | Our company offers two separate plans, and one of them does fall under this category. Alot of our employees actually do take advantage of this particular plan versus our personal choice plan. I however do not, so unfortunately I lack alot of the specifics about it. I think our biggest question right now is whats going to happen in June, because that will affect our negotiation meetings with our brokers that are coming up soon. It could not change at all, or it could change completely. I will say that because Im not to familiar with both plans yet I cant say that I know which one is best for me. I do know however that I am very prone to getting sick, and often, so I suppose that would play a big factor in my choice of benefits. | | RE: Does your company currently offer any of these plans? If so, are you taking advantage of them? W | Aaron Jones | 5/17/2012 4:48:37 AM| | This is a tough situation to be in but like most companies we all have to sit back and look over the choices we have when it comes to making the right choice for health care and I am sure you will sit down and make the best choice for you and your family. Just pray that the company does not make to many changes to the healthcare and if they do it works out for all that is involved in this situation. Good Luck! consumer driven healthcare | Aly Traore | 5/17/2012 10:14:56 PM| | consumer-driven health care is a good idea, and even better a good system, but with a deregulated health care system environment, it will be very hard for employee to stick to it for long, because the cost of health care is increasing every day. in my opinion, to be better enjoy all the health care benefits, the system has to be regulated. | | Does your company currently offer any of these plans? | Michael McArdle | 5/18/2012 10:5 1:13 AM| Our company does offer a lower cost plan if a person has a primary doctor, and it does cost less than a PPO, however the cost of seeing a doctor is still very high, close to $50, and if someone gets a prescription, they pay close to the full price that the prescription would have been to someone without insurance, so overall it is worth paying more for a PPO because the cost to see a doctor or get a prescription is much lower, and if you have a major accident and need surgery, a person is more likely to get the treatment they need over not getting help if their insurance was low cost and does not cover surgeries for emergencies. FSAs | Natasha Wylie | 5/20/2012 1:25:27 PM| | My company offers flexible spending accounts. Flexible Spending Accounts permit employees to pay for specified health care cost that are not covered by an employees insurance plan. For the upcoming benefit year I did elect a pre=tax contribution to FSA. This year I expect to have dental work done   an d having access to the money upfront and pre-tax is an added and much needed benefit. | | RE: FSAs | Norma Vega | 5/21/2012 6:39:29 PM| | Hello Natasha,Same here. I am going to be getting some dental work as well as some minor nasal corrective surgery done and being able to pay the $500 out of pocket cost with a pre tax card is such a luxury. I really have no idea how anyone could not like these benefits. I think it comes down to people being scared of having money taken out, not realizing they’re going to spend it anyway post tax. I also think that some people can’t comprehend exactly how much they are saving from taxes. | What are some of the key features of a consumer driven healthcare plan? | Natasha Wylie | 5/20/2012 1:38:03 PM| The key features of consumer driven health care plans are: It helps employers maintain control over cost Enables employees to lower the cost of insurance premiums through high deductibles Puts a restriction on employees ability to make choices about who they want to receive treatment though via in amp; out of network providers | | key features of a consumer driven healthcare plan | Manqing Liu | 5/20 /2012 10:42:17 PM| | Transforming the third-party reimbursement system into one that puts economic purchasing power — and decision-making — in the hands of the consumer. Supplying the information and decision support tools needed, along with financial incentives, rewards and other benefits that encourage personal involvement in altering health and health care purchasing behaviors. Letting consumers, rather than health plans, control health care decisions. | Week 4 discussion Life Insurance Plans (graded)| A major concern for most employees is caring for their families in the event of the employee’s death. Many employers provide life insurance for employees. Does your organization offer a group insurance policy? If so, what is the basic plan design of your organization’s life insurance policy, and for  how much are you covered? RE: Group life insurance plans | Manqing Liu | 5/27/2012 10:52:00 PM| | Group life insurance is term insurance covering a group of people, usually employees of a company or members of a union or association. Individual proof of insurability is not normally a consideration in the underwriting. Rather, the underwriter considers the size, turnover and financial strength of the group. Contract provisions will attempt to exclude the possibility of adverse selection. Group life insurance often includes a provision for a member exiting the group to buy individual coverage. | Group life insurance plans | Aaron Jones | 5/19/2012 7:08:48 AM| | There are three different types of group insurance and this company uses number one for there employees from what I was reading out of the company policy. 1) Basic group term life—This is the most typical coverage, providing basic coverage and often paid for by the employer. The premiums (up to $50,000) paid for by the employer are considered to be an employee income tax-free benefit. ) Supplemental group term life—Often offered by employers in conjunction with a basic group term life policy, this type of coverage provides the flexibility for the employee to purchase additional amounts of coverage. The employee chooses the type and amount of coverage to suit personal needs and circumstances and pays the cost for the premiums. 3) Portable term life—Employees who lose the employer’s gr oup eligibility (they either leave the group or retire) can take this coverage with them to continue their insurance protection generally until they reach age 70. They make their payments directly to the insurer, many times through electronic funds transfers. From what I saw when I was reading the company policy when it comes to life insurance they use the typical coverage for there employees, they have there reasons why they do things the way they do it because everybody have different reasons for life insurance mostly this company uses number  1 for there employees. | Life Insurance Plans | Catherine Flynn | 5/20/2012 2:46:40 PM| | We offer voluntary life insurance plans for employee, their spouse, and dependents. Each are available in increments of $10,000. Each plan has a maximum benefit of $500,000 except for dependents, this insurance is only available in $2,500, $5,000, $7,000 or $10,000. This is only available for 30 days after you acquire the dependent (birth, marriage, adoption). I personally feel as though its important for me to make sure my family, even though small, should be protected if I can afford it. Accidents happen, and if I have the available funds why not put money away for that purpose? Ive always been a squirrel when it comes to money so saving plans like these are a good fit for me. | Commonwealth life insurance plan | Crystal Johnson | 5/20/2012 7:22:50 PM| From what I understand, my life insurance plan matches my base pay. Base pay is $20,000 to $25, 000 less than my actually income because of the amount of over time that I do. If I get killed on state property  it suppose to be three times my base pay. Rumored has it that the hostage situation that happened in 1998 where a staff was killed by another staff me mber the grieving family had to go to court to get the triple pay out. The insurance company said that the death was not caused by a patient so they did not want to pay. Even though the killer staffer was upset about upper management decision to fire him. Group Life InsuranceThe Commonwealth of Pennsylvania provides life insurance coverage for permanent employees through The Prudential Insurance Company of America. The amount of life insurance is equal to your annual salary (rounded to the nearest $1,000) as of the date of hire, up to a maximum of $40,000. The amount of insurance is adjusted on January 1 of each year to account for pay changes. There is a 90-day waiting period from your date of hire before coverage takes effect. Eligible employees will receive a Welcome Kit from Prudential within three months of hire. The kit will include the Booklet/Certificate that confirms coverage and outlines the contract provisions that apply, as well as a Group Insurance Beneficiary Designation/Change form. | | RE: Commonwealth life insurance plan | Natasha Wylie | 5/28/2012 11:34:36 AM| | Life insurance should really be called death insurance. Like other types of insurance, life insurance is protection against the unknown. When you buy life insurance, youre paying for the peace of mind that your family will be taken care of in the event of your sudden demise. Life insurance is the life jacket in the fishing boat.. You hope to never have to use it, but its nice to know its there. Some people call life insurance gambling. They think that youre throwing away a bunch of money on the off chance that youll die young. But when life insurance is handled correctly, it isnt gambling at all. Its simply part of a larger economic plan whose goal is the financial security of your family. Its a shame that often times its not handled correctly. | Imputed Income | Crystal Johnson | 5/24/2012 5:55:52 PM| | Income that may not be seen as cash, but instead comes in the form of a benefit ometimes by having another pay an expense sometimes by having a benefit provided. Examples: The value of a car provided by your employer that you may use for personal use. That value is imputed income. Likewise, the value of having some other benefits over $50,000 a year of life insurance provided by your employer (the value of the insurance is imputed income). An employer sponsored (even if what it does just work to make the cos ts lower) of an on site cafeteria imputed benefit. Having a below market rate loan that some employers provide certain employees he lower interest that they forgoe is a benefit to you and hence imputed income. Read more: http://wiki. answers. com/Q/What_is_imputed_income#ixzz1vpnMNB4x| Definition of Imputed Income | Lynn Peirce | 5/24/2012 9:33:06 PM| | As per our discussion in class tonight, imputed income is defined, as follows: Imputed income is the addition of the value of cash/non-cash compensation to an employees’ taxable wages in order to properly withhold income and employment taxes from the wages. Imputed income is taxable to the assignee (unless specifically exempt). Because it is delivered for the performance of services (related to employment) it must be included in the assignees Form W-2 to accurately reflect the assignees taxable wage-related income (see http://definitions. uslegal. com/i/imputed-income/). I didnt want to add too much because Crystal also defined it in her post. | | Life Insurance | Natasha Wylie | 5/28/2012 11:28:45 AM| | Employee sponsored life insurance gives employees a peace of mind in the event of death. Having life insurance relieves some of the financial burden left on grieving loved ones. Employee-sponsored life insurance   protects family members by paying a specified amount to n employees beneficiary upon the employees death. | Disability Plans (graded)| In addition to replacing household income when an employee either retires or is no longer working, he or she may also carry some type of income-replacement plan in the event they become disabled. Does your current (or former) employer offer disability coverage for employees? What are the specifics of your coverage? Do you feel the need to purchase supplemental disability insurance? Why or why not? | RE: Disability coverage | Crystal Johnson | 5/22/2012 2:08:29 AM| Jobs that offer short term disability insurance as part of a benefits package creates more loyalty in employees than jobs that do not offer it. Human beings are going to acquire bumps and bruises as part of the age and wisdom baggage. Short term disability insurance gives you the luxury to fully heal while keeping a roof over your head and raman noodles on your plate. When employees know  that they  will be able to recuperate without financial stresses  from standing-on-the-stool-to-change -a-light-but-crashed-landed-into-the-wall, they are more willing to go stay where they are appreciated and valued. Disability Coverage | Lynn Peirce | 5/20/2012 1:51:31 AM| | Of course, the firm I currently work for does not offer disability insurance; since I am a Medicaid recipient, I currently would not need it. As far as purchasing supplemental disability insurance, I found an example of coverage from Combined Insurance Company, as follows: Disability income insurance is paid directly to you for covered disability for up to two years* when you are totally disabled and cant work due to accident or sickness. You are protected, on or off the job, 24 hours a day, 365 days a year. You are considered totally disabled when you are under the regular care of a physician and are unable to perform the substantial and material duties of your own occupation. Income Protector works in conjunction with Social Security and Workers Compensation to help you maximize your benefits. When no social benefit** is paid, Combined Insurance pays you the full benefit amount of your selected plan. When a social benefit is paid, our disability income protection makes up any shortfall between your target replacement paycheck and your social benefit payment. ** However, Combined Insurance will never pay less than 40% of the benefit amount purchased (http://www. combinedinsurance. com/insurance-types/disability-insurance. html). I think it is probably a good idea, if you have a family and can afford it, but on the other hand, we are already paying into Disability, and it seems like another money-maker for insurance companies. I mean, there is insurance for just about everything anymore (like pet insurance). How far does it go, and how much should an employer provide when the cost of health insurance is already so high? | | Aflac | Crystal Johnson | 5/20/2012 7:38:08 PM| | I am not a saver. I know I should be more responsible and put money away  for rainy days. I know that I should put away 10% of my income for  lifes  financial thunderstorms. I dont have a financial  umbrella. I like dancing in the rain so I got Aflac. Aflac  gave our union a group rate for  disability insurance and secondary life insurance. My coworkers  allowed Aflac to  take out money out of their check because the wanted a stronger piece of mind and  plan  B to their savings plan. I choose to have Aflac take out money out of my  check because I cant be trusted to do it myself. | | RE: Disability Plans | Lynn Peirce | 5/23/2012 5:08:32 PM| | They have to pay people/employees to do this, so they have to make it worth everyones while. The cost to the employer has to be validated in order for it to continue. | | RE: supplemental disability insurance | Aaron Jones | 5/24/2012 6:21:07 AM| | I am sure that a whole lot of people will need this type of insurance when they get to a point in their life and hopefully the insurance will cover the things they will need cover once it kicks in. The rules always change when the person really needs this type of coverage this is why the person must make sure evrything is still good before the insurance is needed. | Disbility plans | Harpreet Sandhu | 5/23/2012 10:20:53 PM| | Short term disability insurance can replace a portion of income during the initial weeks of a disabling illness or accident whereas, long term disability can replace a portion of income after those initial weeks, for an extended period. Some people have one or both of these through their employer. Many people also choose to purchase individual disability insurance on their own. Individual Disability Income Insurance can provide protection for people who do not have disability insurance available through their workplace or may be used to supplement group coverage through their workplace. Some of the benefits of MetLife’s Individual Disability Income Insurance include: Monthly Benefit Payments—after an initial waiting period, benefits are paid for each month you can’t work through the policy’s maximum benefit period. Noncancelable and Guaranteed Renewable Coverage Available Provided premiums are paid on time, MetLife cannot cancel or change your coverage or premium rates until the first premium due date on or after your 67th birthday. www. metlife. com/individual/insurance/disability-insurance/index. html | | Do you feel the need to purchase supplemental disability insurance? | Manqing Liu | 5/25/2012 8:13:45 PM| | Most people dont realize the risk of becoming disabled, permanently or temporarily, at some point in their lives. But the reality is that at age 40, your chances of becoming disabled for 90 days or more prior to age 65 is 43%. Source: 2004 Field Guide, National Underwriter). I think it is necessary to purchase a disability insurance. | | RE: Do you feel the need to purchase supplemental disability insurance? | Aly Traore | 5/25/2012 8:49:59 PM| | why would you want to buy an additional insurance, if you can invest your money somewhere else to make profit over the time period. in my op inion,   I think if your goal is to buy that supplemental insurance just to have more money in a case where you get disable or retired,   this is not a good option. | RE: Mental Health Paridy Act | Sylvia Privette | 5/25/2012 8:46:06 PM| | Modified:5/25/2012 8:47 PM | The Mental Health Parity Act (MHPA) provides for parity in the application of aggregate lifetime and annual dollar limits on mental health benefits with dollar limits on medical/surgical benefits. A plan that does not impose an annual or lifetime dollar limit on medical and surgical benefits may not impose such a dollar limit on mental health benefits offered under the plan. MHPA does not apply to benefits for substance abuse or chemical dependency. Health plans are not required to include mental health benefits in their benefits package. MHPA only applies to those plans that do offer mental health benefits. ttp://www. dol. gov/dol/topic/health-plans/mental. htm | | disability benefit | Manqing Liu | 5/26/2012 9:44 :15 PM| | Monthly disability benefit depends on your average lifetime earnings. The amount also may be affected by your receipt of other government benefits. If you are getting workers compensation, civil service, military, state temporary disability or state and local retirement benefits based on disability, the total amount combined with your Social Security disability benefits may not exceed 80 percent of your average earnings at the time of your disability. Should your total government benefit go over that amount, your Social Security benefit will be reduced. Disability payments from private sources do not affect your SSDI benefits. | Does your current (or former) employer offer disability coverage for employees? | Natasha Wylie | 5/28/2012 12:35:42 PM| | My organization offers short and long term disability. Short-term disability provides income if employees are not able to work due to a non-work related illness or injury. Long-term disability coverage allows employees to continue receiving a portion of their salary for a period of time if they are disabled and cannot perform the duties of your regular job or injured. This employer-provided benefit provides 60 percent of base pay up to $10,000 per month maximum. | Disability Plans | Natasha Wylie | 5/28/2012 1:43:49 PM| | There are  four laws that influence the design and implementation of company sponsered disability plans: ERISA ADEA The americans with disabilities Act State   Workers compensation and Social Secuity Disability Regulations |

Water Is Wide Essays - Pat Conroy, Pat, , Term Papers

Water Is Wide Politically speaking, most people involved in academia are liberal. As a teacher, Conroy's views have changed tremendously during his lifetime. When Conroy was a youth, he was a racist. Presently, Conroy is a liberal. Pat came from a conservative background starting at high school. "...when I rode in the back seat of a '57 Chevrolet along a night blackened Carolina road hunting for blacks to hit with rotten watermelons . . . We called this intrepid form of entertainment 'nigger-knocking,' and it was great fun during the carnival of blind hatred I participated joyfully in during my first couple of years in high school." (p. 6) Within a group of other white high school kids, it is very hard to grasp equal freedom for blacks and whites within a racist school. Pat's transformation first started while visiting a concentration camp in Dachau. "The imprint of Dachau branded me indelibly and caused me to suffer the miscarriage of my hopeful philosophy. If man was good, then Dachau could never have happened." (p.10) The second imprint on Pat's life came after Martin Luther King Jr's assassination. Pat noticed that the white students reacted passively to the event. "Since the faculty was all white, the black students walked the halls in silence, tears of frustration rolling down their cheeks and unspoken bitterness written on their faces in their inability to communicate their feelings to their white teachers." (p. 11) This reaction to the assassination stayed with Pat for many years. Pat Conroy's view have changed drastically. He is currently a liberal after watching and witnessing many acts of brute force against blacks. "I lobbied for a course in black history in a school 90 percent white." (p. 13) Pat wanted change but he wanted to try something new and adventurous. When his friend Bernie presented Pat with the Yamacraw job, Pat was thrilled. "I did not wish to return to the high school. I was through with teachers more concerned with the length of mini-skirts and hair than with education." (p. 16) Pat was eager to accept a job with mostly blacks who could neither read nor write. Pat wanted to make a change. Pat Conroy changed for the good. Pat started out as a racist who used to try to bash blacks and then transformed into a liberal. Pat Conroy is currently a liberal.

Toxic substances and Hazardous and Nuclear Waste Control Act of 1990 Essay Example

Toxic substances and Hazardous and Nuclear Waste Control Act of 1990 Paper Objective: The objective of this act is to keep an inventory of chemicals that are presently being imported manufactured or used, indicating among others, their existing and possible uses, test data, names of firms manufacturing or using them and such other information as may be considered relevant to the protection of health and the environment To monitor and regulate the importation, manufacture, processing, handling, storage, transportation, sale, distribution, use and disposal of chemical substances and mixtures that present unreasonable risk or injury to health or to the environment in accordance with national policies and international commitments To inform and educate the populace regarding the hazards and risks attendant to the manufacture, handling, storage, transportation, processing, distribution, use and disposal of toxic chemicals and other substances and mixtures and lastly; To prevent the entry, even in transit, as well as the keeping or storage and disposal of hazardous and nuclear wastes into the country for whatever purpose We will write a custom essay sample on Toxic substances and Hazardous and Nuclear Waste Control Act of 1990 specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Toxic substances and Hazardous and Nuclear Waste Control Act of 1990 specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Toxic substances and Hazardous and Nuclear Waste Control Act of 1990 specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Reaction: It’s good to know that our government have implemented this kind of act, it only shows that how our government is concern with us, because improper handling or improper storage of hazardous chemicals and throwing of nuclear wastes can cause bad health to us. It is also good because this act let us know what are we going to do with this kind of chemicals and wastes, it educate the people what are the hazards and risks in manufacturing this kind of wastes. Integration: As part of the jurisdiction of this article or republic act I’m going to help our government by following the rules and regulations under this law like the proper manufacturing of the nuclear and toxic waste before putting them on a storage or throwing them on the garbage bins I will be like an example to my fellow friends in our community, implementing this then letting them know what are the importance of this law, Learning: I’ve learned a lot like what is the importance of this law. RA 6969 is important or the ‘Toxic substances and Hazardous and Nuclear Waste Control Act of 1990’ because it let us inform or educate on what are we going to do with this kind of waste especially to nuclear, hazardous and toxic waste or substances like the proper manufacturing of the said waste and proper storage of it. I also learned the penalties and fines given to those who violate this act like being imprisoned for about 6 months to 6years.

Applying Models of Health Promotion to Improve Effectiveness of Pharmacist-Led Campaign in Reducing Obesity in Socioeconomically Deprived Areas The WritePass Journal

Applying Models of Health Promotion to Improve Effectiveness of Pharmacist-Led Campaign in Reducing Obesity in Socioeconomically Deprived Areas Abstract Applying Models of Health Promotion to Improve Effectiveness of Pharmacist-Led Campaign in Reducing Obesity in Socioeconomically Deprived Areas ). The multi-factorial nature of obesity suggests that management of this condition should also take a holistic approach and should not only be limited to health promotion models designed to promote individual health. Hence, identifying different models appropriate for communities would also be necessary to address obesity amongst socio-economically deprived families. One of models that also address factors present in the community or environment of the individual is the ecological approaches model (Goodson, 2009). Family, workplace, community, economics, beliefs and traditions and the social and physical environments all influence the health of an individual (Naidoo and Wills, 2009). The levels of influence in the ecological approaches model are described as intrapersonal, interpersonal, institutional, community and public policy. Addressing obesity amongst socio-economically deprived individuals through the ecological approaches model will ensure that each level of influence is recogn ised and addressed. Pharmacist-led Campaigns in Reducing Obesity The health belief, stages of change and the ecological approaches models can all be used to underpin pharmacist-led campaigns in reducing obesity for communities that are socio-economically deprived. Blenkinsopp et al. (2003) state that community pharmacists have a pivotal role in articulating the needs of individuals with specific health conditions in their communities. Pharmacists can lobby at local and national levels and act as supporters of local groups who work for health improvement. However, the work of the pharmacists can also be influenced by their own beliefs, perceptions and practices. Blenkinsopp et al. (2003) emphasise that when working in communities with deprived individuals, the pharmacists should also consider how their own socioeconomic status influence the type of care they provide to the service users. They should also consider whether differences in socio-economic status have an impact on the care received the patients. There should also be a consideration if th ere are differences in the culture, educational level and vocabulary of service users and pharmacists. Differences might influence the quality of care received by the patients; for instance, differences in culture could easily lead to miscommunication and poor quality of care (Taylor et al., 2004). Bond (2000) expresses the need for pharmacists to examine the needs of each service user and how they can empower individuals to seek for healthcare services and meet their own needs. In community settings, it is essential to increase the self-efficacy of service users. Self-efficacy is described as the belief of an individual that they are capable of attaining specific goals through modifying their behaviour and adopting specific behaviours (Lubkin and Larsen, 2011). In relation to addressing obesity amongst socio-economically deprived individuals, pharmacists can use the different models to help individuals identify their needs and allow them to gain self-efficacy. For example, pharmacists can use the health belief model to educate individuals on the consequences of obesity. On the other hand, the stages of change model can be utilised to help individuals changed their eating behaviour and improve their physical activities. Uptake of behaviours such as healthy eating and increasing physical activities are not always optimal despite concerted efforts of communities and policymakers (Reilly et al., 2006). It is suggested that changing one’s behaviour require holistic and multifaceted interventions aimed at increasing self-efficacy of families and allowing them to take positive actions (Naidoo and Wills, 2009). There is evidence (Tucker et al., 2006; Barkin et al., 2012; Davison et al., 2013; Zhou et al., 2014) that multifaceted community-based interventions aimed at families are more likely to improve behaviour and reduce incidence of obesity than single interventions. Community-based interventions can be supported with the ecological approaches model. This model recognises that one’s family, community, the environment, policies and other environment-related factors influence the health of the individuals. To date, the Department of Health (2010) through its Healthy Lives, Healthy People pol icy reiterates the importance of maintaining an active and healthy lifestyle to prevent obesity. This policy allows local communities to take responsibility and be accountable for the health of its community members. Pharmacists are not only limited to dispensing advice on medications for obesity but to also facilitate a healthier lifestyle. This could be done through collaboration with other healthcare professionals in the community (Goodson, 2009). A multidisciplinary approach to health has been suggested to be effective in promoting positive health outcomes of service users (Zhou et al., 2014). As discussed in this essay, pharmacists can facilitate the access of service users to activities and programmes designed to prevent obesity amongst members in the community. Finally, pharmacists have integral roles in health promotion and are not limited to dispensing medications or provide counselling on pharmacologic therapies. Their roles have expanded to include providing patients with holistic interventions and facilitating uptake of health and social care services designed to manage and prevent obesity in socio-economically deprived individuals. Conclusion In conclusion, pharmacists can use the different health promotion models to address obesity amongst individuals with lower socioeconomic status. The use of these models will help pharmacists provide holistic interventions to this group and address their individual needs. The different health promotion models discussed in this essay shows that it is crucial to allow service users gain self-efficacy. This will empower them to take positive actions regarding their health. Finally, it is suggested that a multi-faceted, community based intervention will likely lead to a successful campaign against obesity. References Adams, J., Tyrrell, R., Adamson, A. White, M. (2012). Socio-economic differences in exposure to television food advertisements in the UK: a cross-sectional study of advertisements broadcast in one television region. Public Health Nutrition, 15(3), 487-494. Barkin, S., Gesell, S., Poe, E., Escarfuller, J. Tempesti, T. (2012). Culturally tailored, family-centred, behavioural obesity intervention for Latino-American Preschool-aged children. Pediatrics, 130(3), 445-456. Blenkisopp, A., Panton, R. Anderson, C. (2000). Health Promotion for Pharmacists, 2nd ed. Oxford: Oxford University Press. Blenkisopp, A., Andersen, C. Panton, R. (2003). Promoting Health.   In: K. Taylor G. Harding (Eds.), Pharmacy Practice (pp. 135-147). London: CRC Press. Bond, C. (2000). An introduction to pharmacy practice. In: C. Bond (ed.), Evidence-based pharmacy (pp. 1-21). London: Pharmaceutical Press. Davison, K., Jurkowski, J., Li, K., Kranz, S. Lawson, H. ((2013). A childhood obesity intervention developed by families for families: results from a pilot study. International Journal of Behavioral Nutrition and Physical Activity, 10(3). Retrieved November 21, 2014 from ijbnpa.org/content/10/1/ De Silva-Sanigorski, A. (2011). Obesity prevention in the family day care setting: impact of the Romp Chomp intervention on opportunities for children’s physical activity and healthy eating. Child Care, Health and Development, 37(3), 385-393. Department of Health (2009). Change4Life. London: Department of Health. Department of Health (2010). Healthy Lives, Healthy People. London: Department of Health. Department of Health (2011). The Eatwell Plate. London: Department of Health. Goodson, P. (2009). Theory in health promotion research and practice: Thinking outside the box. London: Jones Bartlett Learning. Jones, S., Mannino, N. Green, J. (2010). Like me, want me, buy me, eat me’: relationship-building marketing communications in children’s magazines. Public Health and Nutrition, 13(12), 2111-2118. Lubkin, I. Larsen, P. (2011). Chronic illness: impact and intervention. London: Jones Bartlett Publishers. Levin, B., Hurd, P. Hanson, A. (2008). Introduction to public health in pharmacy. London: Jones Bartlett Publishers. Naidoo, J. Wills, J. (2009) Foundations for health promotion. London: Elsevier Health Sciences. Public Health England (2014). Trends in Obesity Prevalence. Retrieved November 21, 2014 from noo.org.uk/NOO_about_obesity/trends Reilly, J., Montgomery, C., Williamson, A., Fisher, A., McColl, J., Lo Conte, R., Pathon, J. Grant, S. (2006). Physical activity to prevent obesity in young children: cluster randomised controlled trial. British Medical Journal, doi: 10.1136/bmj.38979.623773.55 Retrieved November 21, 2014 from bmj.com/content/333/7577/1041.full.pdf+html Taylor, K., Nettleton, S. Harding, G. (2004). Sociology for pharmacists: An introduction. London: CRC Press. Tucker, P., Irwin, J., Sangster Bouck, L., He, M. Pollett, G. (2006). Preventing paediatric obesity; recommendations from a community-based qualitative investigation. Obesity Review, 7(3), 251-260. Zhou, Z., Ren, H., Yin, Z., Wang, L. Wang, K. (2014). A policy-driven multifaceted approach for the early childhood physical fitness promotion: impacts on body composition and physical fitness in young Chinese children. BMC Pediatrics, 14: 118 Retrieved November 21, 2014 from ncbi.nlm.nih.gov/pubmed/24886119

Health Promotion - Blood glucose monitoring Essay

Health Promotion - Blood glucose monitoring - Essay Example He frequently works during unsocial hours and has a very unhealthy life style as he relies on fast foods from cafes for his meals. He is overweight with Body Mass Index (BMI) of 30 and is finding it challenging to maintain a normal blood glucose level. He is also concerned that he may lose his job should he be commenced on insulin. John stated that his weight and little exercise might have been a contributing factor for his newly diagnosed diabetes. Diabetes is a condition that occurs when the body can’t use glucose, a type of sugar which isnormally the main source of energy for the body’s cells. The levels of glucose in the blood are controlled by a hormone called insulin which is made by the pancreas & which helps glucose to move from the blood into the body’s cells. Diabetes is caused when there is resistance to or deficient production of insulin.When the body does not produce or use enough insulin the cells cannot use the glucose for energy and the blood glucose level rises. This means that the body will instead start to break down its own fat and muscle for energy Aryangat, AV. Gerich, JE. (2010).There is two primary types of diabetes: Type 1 diabetes occurs when the immune system destroys the beta cells in the pancreas that create insulin. As a result the body makes very little or no insulin of its own, which means that people with type 1 diabetes must take insulin daily. Type 2 diabetes occurs when the pancreas does not make enough insulin or the body cannot properly use the insulin it does create. Eventually the pancreas may stop producing insulin altogether. Type 2 diabetes can affect people at any age. In men and women, the more overweight an individual is the greater the risk of developing type 2 diabetes (Jarrett, RJ. et al. 1976). The purpose of this paper is to discuss health promotion in nursing practice, the evolving roles and responsibilities of the nurse in health promotion and the implementation of these roles. Health

Religion and Civil Rights Research Paper Example | Topics and Well Written Essays - 2000 words

Religion and Civil Rights - Research Paper Example â€Å"Jains believe that the universe and everything in it is eternal. Nothing that exists now was ever created, nor will it be destroyed† . On the other hand, Confucianism gives more importance to ethical practices in human life even though it keeps silence about life after death or God. â€Å"Each day I examine myself on three counts: whether or not I am loyal to those in whose behalf I act; whether or not I am trustworthy in my dealings with friends; whether or not I practice what is imparted† . Different religions have different beliefs, customs, rituals and Gods. Based on this diverse belief system, religions control the civil rights of people. The rights of one religion need not be the rights of other religion. Same way the wrongs of one religion need not be the wrongs of another religion. This paper analyses the civil rights based on the belief system in different religions. Hindu Religion and civil rights â€Å"According to historians, the origin of Hinduism da tes back to 5,000 or more years. The word "Hindu" is derived from the name of River Indus, which flows through northern India†3 â€Å"The foundations of this oldest surviving religion were laid by ancient rishis (sages), who taught their disciples the eternal principles of life they had discovered through their meditations†4. Hindu religion is often referred as the religion of Vedas and Dharma. (Dharma is the code of conduct of life principles). Anyone who practices Dharma can be considered as a Hindu. Different class system is prevailing in Hindu religion like Brahman, Kshathriya, Vaisya and Shudra etc. Brahman people got the rights to do the rituals in the temple whereas Kshathriya got the right to rule the country. Vaisya and Shudra belong to the working class. In short, civil rights of people in Hindu religion were not even earlier even though at present such classifications are meaningless. The greatest strength of Hindu religion is its respect to other religions. It believes in the doctrine of, â€Å"Sanatana Dharma† or Universal Truth. India is a secular democratic country even though of majority of the people in India is Hindus, because of the above Hindu doctrine. No religion is prohibited in India and people have the right to believe and spread their own religion. Buddhism and civil rights â€Å"The religion of Buddha began in 563 B.C. Buddhists believe in karma and rebirth. Karma determines in which form a person is reborn and rebirth is a second birth†5. The beliefs of Buddhism are slightly different from that of other religions. Most of the other religions believe in single God or multi God theory whereas Buddhists are more interested in karma and rebirth. According to their belief, human life consists of so many rebirths which will be ended once a person attains Nirvana. Karma or the activities of a person in his present life will determine the nature of his rebirth. Buddhists do not have belief in soul. For them, soul will be changing from one form to another based on the rebirths. â€Å"They called soul as "self† which is just a bunch of changing characteristics†6 . The belief of Buddhism is based on the four noble truths; â€Å"Life means suffering, the origin of suffering is attachment, the cessation of suffering is attainable and the path to the cessation of suffering†7. According to Buddhism, â€Å"If there were a creator of the world, he would be regarded as responsible for the suffering8. In other words, Buddhists see no chances of happiness in earthly life. All the human activities in this material world will ultimately end up in sufferings. Even if a person did nothing wrong in his present life, his activities in previous life may affect him in his present

School of Health Ethics Form Essay Example | Topics and Well Written Essays - 2500 words

School of Health Ethics Form - Essay Example The research paper, therefore, is about a survey of a representative of a physician in the United States who can be deemed to care for patients nearing their deaths so as to assess the frequency in which request for assisted euthanasia or suicide and compliance with such requests (Atwood-Gailey, 2003: 2). Euthanasia is said is said to have historical rooting from the Greek language meaning â€Å"good health†. However, over time, the meaning has evolved to mean that one person knowingly leads to the death of the other who is considered terminally or seriously ill and can not be saved from the situation. The main emphasis attached this mercy killing is always to bring to an end the suffering of the later like for example patients diagnosed with bone cancer among other ailments. Within the country, the procedure for taking an away life in order to end is not allowed in all the fifty states, however countries like Netherlands and Belgium practice as it is legal under the law. In s pite of euthanasia not being legal within the country, physician-assisted suicide is legal and being practiced and being practiced in different states within the country. Examples of states practicing physician-assisted suicide are Washington, Oregon, and Montana (Lo, 2009). However, the two are always similar but the main difference depends on who administers the medicine to bring a patient life to an end (Mcdougall, Gorman & Roberts, 2008). In physician-assisted suicide, a physician plays a crucial role in creating lethal medications for the patients, but the medications are always used by the patient at his own time and comfort, however, this is the opposite of euthanasia because the physician here takes an active role in ending a patient’s life.

Ethical and Security Issues of Organization

Ethical and Security Issues of Organization CASE STUDY 3 The chief executive officers responsibility regarding the security and ethical issues should be no different from any other part of the business or executive , and also they should be involved not only because they continuously deal with financial, operational, and business risk decisions. They also need to know more information to make fact based decision that will expose the organization to regulatory compliance issues, risk to the business reputation, or decrease the efficiency and effectiveness of the organizations capability to produce because when launching a new product or service, if there is not a clear understanding of the security risks the organization could end up closing its doors due to the lack of controls. Many chief executive officers today should be aware of the security risks of their organizations which create financial and public relations nightmares related to the loss of information. They should continue to take their time to understand the ethical and securit y issues of the organization, and ensure that appropriate responsibility is designated for reducing risk. Organizational culture is defined as a system of knowledge, of standards for perceiving, believing, evaluating and acting that serves to relate human communities to their environmental settings. The reason why a chief executive officers action affects an organizational culture is because one of their primary responsibilities is being a strategic leader who creates and maintains the organizational characteristics that reward and encourage collective effort. In addition, for example the former chief executive officer of Microsoft Bill Gates had a lasting impact on organizational culture through the transformation of his initial beliefs and values into basic underlying assumptions. His initial beliefs and values where proven successful over a period of time which became embedded in the organizational culture, and will continuously be taught to current and new members as the correct way to think and believe in certain situations. What leaders pay attention to, measure and control. Someth ing as simple as what is emphasized or measured, over time, can have an effect on an organizations culture. One example of this is an emphasis on form over substance. If leaders pay more attention to form, an organizational culture can develop where people start to believe that the substance of a recommendation is less important than the way it is presented. Non technical industries if at all they need to worry, they need to worry about not having the necessary technology for example, when you look back at other major business technologies, from rail transport to electricity, you see that when they switch from being potential sources of advantage to mere costs of doing business, the key for successful management shifts from aggressive innovation and investment to careful cost and risk management. And I think thats true with technology as well. Even if you cant gain an advantage from information technology, you can certainly put yourself at a disadvantage by spending too much on it or by otherwise mismanaging it. As I said, I think the essence of successful management is being able to draw distinctions, and if no one can distinguish technology from information from talent, then youve got a big managerial problem. I think that even some of the business uses of technology are becoming, in effect, commoditized. The nature of technology means that when you commoditize the technology, in most cases youre also commoditizing the business process that runs on it, and even the information that runs through it. Information technology decision-makers face daunting challenges to provide and maintain inter-networked systems that ensure organizational mission success despite sophisticated computer network attacks. Exacerbating this situation, the extremely dynamic threat environment for Internet-based systems requires regular re-evaluation of organizational operations and systems in light of changes in attacker activity or, simply, an improved understanding of threats. Unfortunately, current technology provides little help in determining how attacks affect the survival of what is important to an organization and maintaining a survivability strategy as the threat environment evolves. This project develops methods and tools that help model and analyze an organizations threat dynamics and that improve the organizations security, survivability, and resiliency in light of those dynamics. We define threat dynamics as the study of the impact of an organizations threat environment on the ability of the organization to achieve its mission objectives. Evidence from a comprehensive study of insider threats indicates that executives, at times, make decisions that are intended to enhance organizational performance and productivity. Lastly, The CTO, CPO, OR CSO all possess the ability to think effectively in abstract terms, the ability to deal with ambiguity, and strong leadership and team building skills since long term success requires accomplishing far more than one person can do alone. By measuring the effectiveness using the same metrics that are used to measure the business. The tools that are used to drive the business success must be technical ones. They should also include technical expertise, technology leadership, and use of information technology for strategic gain. For example, as failure cases come in just like the one a customer finds, requires that they have a unit test in place for that particular issue so that you can start building a field failure regression test suite. Rules should be set up for new enhancements that incorporate unit testing. Picking both the enhancement and the developer to do it in the same manner would produce a productive code review. This way everyone can learn. Once the pilot is done and the first code review complete with unit tests is complete, then everyone should be required to do it to make sure they are adopting some discipline and unit testing. They need to manage policies and procedures on how individual businesses handle and protect its client data which encompasses a wide variety of information, such as personal e-mail addresses, account balances, credit scores, purchasing history and Social Security numbers. Participate as a key team member in responding to and managing incidents resulting in the loss or potential compromise of personal data by the organization or its service providers. They should assist in assessing privacy-related risks throughout the organization and promotes strategies to mitigate these risks through the development and implementation of infrastructure, standards for the collection, use, and sharing of personal information, vendor requirements, training, and other appropriate mechanisms. References http://managementhelp.org/org_thry/culture/culture.htm Title: Legal Issues, Ethical Issues, Privacy, and Security URL: http://webliminal.com/Lrn-web09.html Jeffrey Rothfeder. 1992. Privacy for Sale: How Computerization Has Made Everyones Private Life an Open Secret. New York: Simon and Schuster. http://www.privacyrights.org/ar/ChronDataBreaches.htm. Questions: Explain why understanding technology, especially in the areas of security and ethics, is important for CEO. How do a CEOs actions affect the organizational culture? Identify why executives in non technological industries need to worry about the technology and its potential business ramifications. Describe why continuously learning about technology allows an executive to better analyze threats and opportunities. Identify 3 things that CTO,CPO, or CSO could do to prevent the above issues which stolen privacy proprietary information, sexual harassment, stolen trade secrets.

Slaying the Dragon Essay -- essays research papers

Slaying the Dragon: How Asian Women were Portrayed in Movies â€Å"Slaying the Dragon† by Deborah Gee is a comprehensive look at media stereotypes of Asian and Asian American women since the silent era. From the racist use of white actors to portray Asians in early Hollywood films, through the success of Anna May Wong’s sinister dragon lady, to Suzie Wong and the ‘50s geisha girls, to the Asian-American anchorwoman of today. The movie also shows how stereotypes of exoticism and docility have affected the perception of Asian-American women. In many movies Asian women are sexually stereotyped as â€Å"exotic, subservient, compliant, industrious, and eager to please.† If not that, Japanese women are shown to be â€Å"inherently scheming, untrustworthy, and back-stabbing.† Whichever representation is used ...